Before due date
Friendly notice days before due with Pix copy-and-paste ready in the message. Most pay here, before becoming delinquent—and Pix Recurrence (BC, May/2026) makes confirmation in the conversation even more natural.
01 · REMIND
Pain · Delinquency
Billing on WhatsApp that recovers
Automatic billing on WhatsApp solves what consumes your finance department the most: the overdue spreadsheet that no one has time to manage and the customer who disappears when the phone rings. You don’t need another invoice resent to spam — you need someone who reminds at the right time, in your brand’s tone, and collects without wear. A Digital Employee from XMACNA EXECUTES the entire process for you: notifies on time, sends Pix in the conversation itself, and renegotiates within your rules.
24/7no vacations, no days off
On the spotfaster than human
In 5 yearsAI is a basic requirement
From SDR to CRM
See how the magic happens.
Remind, negotiate, recover. No arguing.
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01
Message
Client contacts via WhatsApp, voice, or active campaign.
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02
Context
The Digital Employee reads history, memory, and data from the Intelligent Dashboard.
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03
Decision
It chooses the next action: reply, qualify, schedule, collect, or escalate.
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04
Record
The conversation turns into structured data, private notes, and updated opportunity.
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05
Control
Your team takes over when a human is needed, already with full context.
Manual collection loses the customer. Automated WhatsApp collection recovers.
You know how it is: overdue amounts pile up in the spreadsheet, calls go to voicemail, invoices sent by email get lost in spam. When someone finally collects, it’s too late and sounds aggressive—the customer pays reluctantly or doesn’t pay. Automated WhatsApp collection reverses that: it notifies early, in the right tone, and the client resolves before becoming a difficult case. Below you see the real conversation, side-by-side with the Intelligent Dashboard.
Before
Manual reminder when someone remembers
After · XMACNA
Automatic sequences on the right dates
Before
Invoice by email that goes to spam
After · XMACNA
Pix copy-and-paste in the conversation itself
Before
Customer avoids collection calls
After · XMACNA
Negotiates in chat, without embarrassment
Before
Finance team chasing defaulters
After · XMACNA
Team only steps in with difficult cases
You set the rules. The Digital Employee executes the sequence.
It’s not mass messaging or automatic threats. You specify when to remind, your brand’s tone, and how far to negotiate; the Digital Employee makes each contact at the right time, offers Pix within the conversation, closes deals within your policy and records every promise and payment in your system. Cases outside the rules escalate to your team with full history. See below the milestones and what each does.
When overdue
The Digital Employee reapproaches in your brand tone, understands the reason, offers installment or new date within your rules—no improvisation, no friction.
02 · NEGOTIATEOnly the difficult case
Customer who promises then disappears, or asks for terms outside policy, goes to your team with full conversation history. Humans step in where value is added, not where it’s repetitive.
03 · ESCALATEWhat matters to know.
Won’t charging via WhatsApp seem aggressive?+
On the contrary. The sequence reminds early, in your brand tone, and offers Pix in the conversation itself. Courteous collection on time recovers more than irritated calls after due date.
Does it work with the invoice and Pix I already use?+
Yes. The Digital Employee inserts the Pix copy-and-paste or invoice link directly in the message and records every payment and promise in your management system, no tool switching needed.
And when the customer wants to negotiate the delay?+
They negotiate within the rules you set—discount for cash, installments, new date. Anything outside policy escalates to your team with history. You decide how far automation goes.
And who ignores the collection message?+
The Digital Employee persists appropriately: reinforces at your defined milestones, varies approach, and never becomes spam. Open cases escalate to your team with full conversation.
Where do I start automating my collection?+
With a free assessment: XMACNA maps your overdue portfolio and designs the sequence in your tone and rules. You see the Digital Employee recovering before paying for results.
Keep exploring.
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